VA Loans

Learn VA loan requirements for service eligibility, COE, credit, income, entitlement, occupancy, costs, documents, and the application process.

A VA loan non veteran spouse question? Learn how eligibility, title, co-borrowing, and lender review may affect a married couple’s purchase.

Surviving spouse VA loan eligibility depends on VA rules, a Certificate of Eligibility, and lender review. Learn qualifying conditions and COE steps.

Learn the VA loan waiting period after bankruptcy or foreclosure, including Chapter 7, Chapter 13, recovery steps, documents, and lender review factors.

Learn how the NADL program helps eligible Native American Veterans buy, build, improve, or refinance homes on Federal trust land, and how to apply.

Learn when a VA loan can help you buy a rental property, how occupancy rules work, and when a DSCR loan may fit your next investment.

Learn the 2026 VA loan funding fee rates, how much the fee can cost, who may be exempt, and whether you can finance it into your loan.

Learn how National Guard and Reserve members can qualify for a VA loan, meet service rules, request a COE, and compare VA with conventional financing.

Can you use a VA loan more than once? Learn how entitlement, simultaneous VA loans, restoration, occupancy rules, and refinancing affect repeat use.

Learn VA loan eligibility requirements, how service history and a COE work, what lenders review, and how to prepare a strong application.