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Hello,
I'm Michelle Abrams
Residential Mortgage Loan Originator

NMLS#: 2697957

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Hello, welcome to my page.

I was raised in a small town in Georgia where people knew your name, showed up when it mattered, and expected you to keep your word. That’s still how I live and work and have since I can remember. I care about people, and take pride in being someone my clients can count on especially when they’re dealing with one of the biggest financial decisions they’ll ever make.

My background includes finance, small business ownership, and nonprofit leadership, but what really matters is how I show up each and every day. I’m responsive, direct, and I get things done. People turn to me when they want straight answers and someone who actually listens. I’m here to make the process easier to understand and never leave you guessing.

On a personal note, I live on a ranch just outside Fredericksburg with my husband, our son, and a pack of very spoiled animals. I love to travel, especially when it means good food, good views, and good company.  Kindness, my southern drawl, and a BIG heart are what I’m most remembered for.  Let’s work together!

Email: welcomehome@hillcountrymtg.com

Phone: (830) 992-5168

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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